Ruined Clothing = Death?

[Jayrod (DayZ) 22]

Since the update I have had a couple instances where once an article of clothing gets ruined, a zombie has killed me in a single blow.  No unconsciousness or bleeding out just bam dead.  While my clothing is somewhat intact it seems I can take numerous blows with little effect.  Anyone else experiencing this?  Is it better to replace ruined items immediately with anything you find instead of keeping them on?

[odin_lowe 3686]

Clothing in good condition do protect more, but be careful, even with full pristine gear and a pristine ballistic helmet, you can get 1 hit ko by zombies if they hit you in the head. First hand experience, and saw Warpath ( a clan mate) get kill that way, right in front of me.

Edited May 19, 2014 by Odin Lowe

[applejaxc 2500]

I've been one-shot from zombies while at perfect health (which I've never achieved again >.>), helmet, vest, everything. It slapped my M4 hard enough that it got ruined, so my panicked "Oh shi oh shi shoot shoot shoot" just wasted ammo as its second, on-body hit killed me.