Although I have never alt/f4'd out or disconnected before dying, I certainly felt like it once or twice. Just recently I was playing on a server and the admin announced that due to hackers he was rebooting the server. I was on a ladder in Elektro so I went down the ladder and the server shut down before I could even get in a building. The admin said the server was not going to be up for a while so I logged into the groups other server and was immediately killed before I could even spawn. I lost a 24 slot pack, a M16/203 with grenades and 4 clips, an AKM with 6 clips and a decent spawn. I was so pissed. I hate getting screwed by something that was out of my control or caused by someone else.