I have found in my own experiences that Electro is a bit nicer play when it comes to people. Even though the loot areas aren't as close as Cherno I have yet to meet a person in Electro that has killed me. When i go to Cherno though i usually run into two groups of people having a firefight and get killed. My advice dont go into any of the major cities untill you have a weapon and know exactally what your going to do.