This is happening to me also. there appears to be two saved characters on the hive. It will randomly pick one each time I log in. In my case it does not seem to be limited by server. 3 of my buddies have the same issue. It started when i logged out one day after 4-5 hrs game time, logged back in on the coast. Dafuq is this? o-well game is in alpha - start again. Then the next time i log in I am back to my old save...... now I have two characters potatoes

bump same issue as OP - black screen + full loading bar and no play